IFIC has achieved both net income and underwriting profits in each of the last seven years. The company is rated excellent A- VII by AM Best. IFICs balance sheet and history demonstrate a strong capital commitment by its shareholders. With over $242 million in net admitted assets (of which $216 million is cash and other invested assets) at the 2011 fiscal year end, IFIC stands ready to meet all of its obligations. IFICs reinsurance treaty is made up of three of the strongest reinsurers in surety, two of which have been assigned the highest rating possible by AM Best: A+ XV.